BENEFITS
Reed M. Helman specializes only in Benefits, for both business and personal needs. Reed can provide you with free consultations and quotations for the following: Personal Coverages include: Universal Life, Whole Life, Term Insurance, Impaired Risk, Individual Health, Medicare Supplement, Long Term Nursing, Disability Insurance, and Accident Insurance. Business Coverages include: Group Life Insurance, Group Health Insurance, Split Dollar Arrangements, Reverse Split Dollar, Sec. 162 Bonus, Group Long Term Disability, Sec. 125 (Cafeteria Plans), Disability Buy Out, Buy/Sell Arrangements, Key Man Analysis, Pension and Profit Plans, 401K.

ESTATE PLANNING
A separate Financial Services Division, staffed by financial planning experts can provide you with personal and corporate financial planning programs using various tools such as Life and Disability Insurance and Investment Programs. We can also provide expert Tax and Estate planning implementation.